Many couples struggle with budgeting because they approach it as a chore or, worse, as a point of conflict. Without a clear, shared plan, it’s easy to fall into the trap of overspending, blaming, and financial stress. This often leads to anxiety, arguments, and the feeling of financial instability within the relationship. 

When couples lack a united approach to budgeting, money can become a wedge that drives them apart, instead of a tool that supports their shared dreams.