Without a solid financial plan, many couples find themselves drifting through their finances, reacting to challenges rather than proactively shaping their future. This lack of direction can lead to missed opportunities, unexpected expenses, and a constant feeling of being one step behind. Over time, the stress of being financially unprepared can put a strain on even the strongest relationships. 

When couples don’t align on their long-term financial goals, it can create tension, confusion, and feelings of instability—leaving both partners unsure of where their future is headed.